If you like your insurance plan, maybe you can keep it after all, for another year, President Obama told the American people on Thursday.

He said people may keep individual plans that haven’t already been canceled; or they may buy similar ones, if they’re available — even if those plans don’t meet the coverage and cost requirements of Obamacare, as the law says they must.

But insurers can’t sell those old plans to new customers. That’s the main difference between Obama’s administrative “fix” and the legislative fix House Republicans plan to bring up for a vote on Friday.

Obama also told insurance companies who issue the old policies that they must try to steer people to the Obamacare health exchanges.

Critics pounced even before the president spoke: “There’s only one institution that can change the law: Congress,” the Heritage Foundation blogged. “President Obama’s ‘plan’ attempts to ignore them entirely. The president’s proposal is but the latest in a long line of waivers and unilateral changes made in a futile attempt to repair an inherently unworkable law.”