Facing a Friday deadline from Democrats in Congress to “fix” Obamacare so that millions of Americans would not lose their current health care plans, President Obama announced Thursday that he was “offering an idea” that would enable more Americans to keep their plans.

Obama’s “fix” allows insurance companies to continue selling the same individual health insurance plans they do now, but only to those individuals who currently own such policies, and only for another year. Under previously issued Department of Health and Human Services regulations, insurance companies were barred from selling such plans beginning January 1, 2013.

Mere minutes after Obama made his announcement, former-Democratic National Committee Chairman Howard Dean said on MSNBC, “I wonder if he has the legal authority to do this, since this was a congressional bill that set this up.”

The short answer is, “no.”