Will’s scenario is very real and nothing is being done to stop it.
check this out:

George Will urged supporters of Obamacare to take today’s report of the HealthCare.gov fixes lightly as he read from the administration’s status report that its functionality was still months away. Will also warned that the problems with the health-care law will not end with the website’s ultimate repair, pointing out that structural elements of the law will lead to problems, such as employers dropping insurance plans.