Obama’s program to use banking and financial services regulations to shut down gun businesses is more than just that..
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Capitol Hill conservatives are coming to realize that Operation Choke Point, President Barack Obama’s program to use banking and financial services regulations to shut down gun and ammunition businesses is actually a wider program with wider ambitions.

Operated by the Department of Justice, Choke Point has its roots in the concerns by regulators at both the Federal Deposit Insurance C and the Federal Reserve about electronic transactions passing through the ACH, or Automated Clearing House, by third-party-payment-processors. Among the chief concerns are how to resolve refund requests based on fraud and how to trace and freeze funds that are part of an illegal enterprise.